NPS

NPS Calculator — National Pension System

Estimate NPS retirement corpus, tax-free lump sum, annuity purchase, and monthly pension based on your age, contribution, and expected returns.

Subscriber type

GovernmentNon-government

Scheme available

My date of birthCurrent age: 0 years

Asset allocation0%

Equity (0–75%)

Government bonds (0–100%)

Corporate debt (0–100%)

Alternate assets (0–5%)

Asset allocation must total 100%.

Existing NPS Tier 1 corpusYour current Tier 1 account value.

₹

Monthly investment amountTotal monthly employer, employee and voluntary contribution.

₹

Age at retirement

Exit / withdrawal age

Defer withdrawal after retirement, up to age 85.

Annual increase in contributions

Expected rate of return (p.a.)

Annuity purchase percentage

Allowed range: 20% to 100% for your subscriber type.

Expected annuity return (p.a.)

For illustration only. NPS returns are market-linked. Annuity rates and withdrawal rules depend on PFRDA regulations and your ASP at retirement.

Update corpus

See the starting monthly contribution or annuity allocation needed for your target.

Desired monthly pension

₹

Required starting monthly contribution₹0

Required annuity ratio0%